Each of the Applicant and the Guarantors consent and authorize the enquiries, collection of information, and disclosure
of information in respect of this application and the dealings between the Supplier and the Applicant, in accordance
with the Privacy Consent Terms following:
Fresh N Frozen means Robert Schukraft as trustee for
Duglas Holdings Trust trading as Fresh N Frozen Food
Service Distributors ABN 79 909 103 577
In this document “Recipients” includes Fresh N Frozen
and any other recipient named above. The Privacy Act
[Cth] 1988 regulates the way in which personal
information about customers can be used by credit
providers.
Purpose of Collection and Use
Certain personal information is required to enable
Recipients to:
- • Assess your application for personal or commercial
credit and/or credit worthiness and/or to become
a guarantor.
- • administer any credit facility which is subsequently
provided by the Recipients including managing any
account in connection with the credit facility,
administering insurance claims, recovering any
money owed to the Recipients, maintaining the
value and protecting any assets provided as
security for any obligations under the credit facility
and for use in connection with the outsourcing of
any of the Recipients functions:
- • assist you to avoid defaulting on your credit
obligations:
- • notifying other credit providers of any default by
you; and
- • Identifying and sending you any information about
the Recipients other related products or services
that may be of interest to you.
If you do not provide the Recipients with the personal
information requested, then the Recipients will be
unable to assess your application for personal or
commercial credit or consider whether you ought to
become a guarantor.
The following tells you what information might be
required and how the information might be used.
PLEASE READ THIS CAREFULLY.
Disclosure of personal information
The types of organisations to which the Recipients may
disclose personal information include credit reporting
agencies, government departments and authorities,
insurers and underwriters, guarantors, agents,
contractors, proposed assignees of the Recipients
assets and other third parties associated with the
Recipients to enable the Recipients to carry out their
functions, for example mailing houses, debt collection
agencies, mercantile agents, archive companies,
valuers, call centre operators, solicitors, accountants,
other funders, introducers and brokers.
You consent to the Recipients collecting your personal
information and using it for the purposes outlined in
this document including disclosing your personal
information to the types of organisations set out
above.
Disclosure of Credit information to a Credit Reporting
Agency
You authorise the Recipients to give a credit reporting
agency certain personal information about you for the
purposes of enabling the Recipients to obtain a
consumer credit report about you and/or to allow the
credit reporting agency to create or maintain a credit
information file containing information about you. The
information which the Recipients may disclose to the
credit reporting agency is limited to:
- • your identification [including your name, sex,
address and the previous two addresses, date of
birth, name of employer and drivers licence
number];
- • the fact that credit has been applied for and the
amount;
- • the fact that the Recipients are a current credit
provider to you;
- • details of payments which become overdue for
more than 60 days and for which collection action
has commenced;
- • the fact that payments are no longer overdue;
- • details of cheques drawn by you which have been
dishonoured more than once;
- • the fact that in the Recipients opinion you have
committed a serious credit infringement; and
ď‚· the fact that credit provided to you by the
Recipients has been paid or discharged
Authority to obtain credit information
You authorise the Recipients to obtain from:
- a) a credit reporting agency a credit report containing
personal or commercial information about you in
relation to personal or commercial credit provided
to you;
- b) A business which provides information about the
commercial credit worthiness of persons
information about your commercial activities or
commercial credit worthiness.
Authority to Exchange Credit Information with
another Credit Provider
You authorise the Recipients to give to and obtain from
other credit providers information about your credit
worthiness, credit standing, credit history or credit
capacity
Authority to Disclose Certain Information to Joint
Applicants
If your credit application or application to become a
guarantor is declined due to adverse information on
your personal credit file, you authorise the Recipients
to notify each applicant for the credit that the
application has been declined wholly or partly on
information derived from a personal credit report
relating to you.
Authority to Disclose Certain Information to
Guarantors
You consent to the Recipients providing information
about you to any person who proposes to guarantee
your obligations to the Recipients for the purpose of
allowing that person to assess whether to act as your
guarantor and/or indemnifier. After the guarantee is
given, you consent to the Recipients providing
information about you to the guarantor and/or
indemnifier.
Guarantors Only: Authority to obtain information
about a Guarantor
You authorise the Recipients to obtain from a credit
reporting agency a credit report containing personal
credit information about you to assess whether to
accept you as a guarantor for the personal or
commercial credit applied for by the applicant.
Authority to Give Opinions
You authorise the Recipients to give to or receive from
another credit provider an opinion for the purposes
connected with your business trade or profession.
Other Acknowledgements and Consents
- • You confirm, where you first applied for credit
orally, that the above consents were given at the
time.
- • You consent to the Recipients exchanging
information concerning your financial affairs with
any person acting on your behalf including your
agent, accountant, solicitor or broker.
- • You acknowledge that the Recipients may
exchange information with government authorities
as required or authorised by law.
- • You agree that the Recipients may use your
personal information for marketing purposes to
tell you about other related services and products
which could suit your needs. If you do not want
this to happen please tell us.
- • You acknowledge that the above authorities and
consents will continue until the credit facility provided is repaid in full and the credit facility
terminated
Access and Correction
- • If you would like to know more about:
- • the personal information which the Recipients
hold about you; or
- • the Recipients personal information handling
practices; or
- • gaining access to the personal information which
the Recipients hold about you; or
- • the Recipients handling of personal information
about you, please contact:
Fresh N Frozen [07 55 495 900]
Mail:
The Manager
Fresh N Frozen
22 Notar Drive,
Ormeau Q 4208
The Recipients will also provide you with a copy of this
information for which a fee may be payable. You should
let the Recipients know if you think any information
which they hold about you is inaccurate so that they
may correct it
You acknowledge that you have read and understood
the authorisations and consents which you have given
in this document.